Georgia United Credit Union has been member-owned from the very beginning, serving Georgians, not stockholders or a boardroom of investors.

That means competitive rates, lower fees and products designed to help our members make the most of their money. Right now, that includes a remarkable 9 month CD at 5.00% APY*, available exclusively to the Coastal Georgia community.

Check Out The 5.00% CD

Or, scroll down to learn more about us. Your bank doesn't want you to.

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banks are built to

profit from you.
we’re built for you.

Your bank is counting on one thing: that you’re too busy to think about banking. Too busy to notice the fees. Too busy to question why your savings never grow. Too busy to switch.

We are a credit union, which means we’re member-owned. Every decision we make starts with one question: what’s best for the people who bank here? Not executives in another state. You.

Banks answer to shareholders. We answer to members. That’s not an ad slogan. It’s how we’re structured. Georgia United has been part of Georgia communities for decades, not a national bank with a Georgia branch, but a credit union built here, for here, invested in the same neighborhoods and futures you are.

Join Georgia United

No tricks.
No switcheroo.
Just a great rate from a team that works for its members.

Here's what 5.00% APY actually looks like.

Deposit
  • $5,000
  • $10,000
  • $25,000
  • $50,000
Earnings at 9 Months
  • ~$185
  • ~$371
  • ~$929
  • ~$1,858
Earnings

No tricks.
No switcheroo.
Just a great rate from a team that works for its members.

Here's what 5.00% APY actually looks like.

Deposit
  • $5,000
  • $10,000
  • $25,000
  • $50,000
Earnings at 9 Months
  • ~$185
  • ~$371
  • ~$929
  • ~$1,858

Hear From

Our Members

“I enjoy their community-focused culture. A memorable experience happened when I stopped by the Duluth branch, which is not my usual location. The team member who helped me was such a pleasant surprise and made me feel right at home. Her energy, communication and knowledge were refreshing.”

Chante

“The service I get as a member is outstanding. I’ve also had the opportunity to contribute and volunteer with the School Crashers program, which gives back to local schools in need through renovations and improvements. My favorite part about Georgia United is their community involvement.”

Lascelle

“I became a member in 1997 as a former teacher. A former student of mine worked at the Conyers branch where I taught for many years. Over time, I started recognizing more familiar faces at my local branch and built meaningful connections with the people there.”

Natasha

“I began teaching in 1992, which is when I first became a member. I will always remember partnering with Georgia United to support those in need in our local communities. I love how easy they are to work with, and the people are so knowledgeable.”

Tawanda

“I joined because I was looking for a bank where people treat you like family while still showing professionalism with my business. During a very difficult year when I lost both my husband and my father, the team showed so much care and concern. They still check in on me today. I’m so grateful for the wonderful people there.”

Dian

“I researched top credit unions in my state before making the switch, and Georgia United consistently stood out. I love the personal service and that they have an easy way to connect when I have questions.”

Raneika

“I got my first auto loan on my own with no hassle at all. They truly do their best to help you get what you need. When you’re a member, they get to know you even if it’s not always by name. They recognize faces, and relationships really matter to them.”

Sierra

Your money.
Working as hard
as you do.

Open my CD today

This rate won't
be here forever.

Become a member

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takes a few minutes.